Advice is a great thing when it comes to personal finance. Except for the fact that the world is full of people who think they know a lot but who really know less than nothing. This is often the worst problem a financial advisor has to cope with, as people struggle against genuinely bad advice on everything from when they should retire to what they can do right now to make sure they retire the way they want to. Most people don't want to end up being Walmart greeters, pushing a broom or going door to door mowing lawns to make ends meet as their lives draw to a close—and this is where … [Read more...]